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Milaspage/Getty Images DISCLOSURE: Some of the links in this post are from our sponsors. We’re letting you know because it’s what  Honest Abe  would do. After all, he is on our favorite coin. It’s that time of year again. Time for Uncle Sam to make it rain. It’s tax season, and that means you’ll probably get a federal income tax refund. It’ll probably be a nice chunk of change, too. Nearly 80% of U.S. tax filers receive a tax refund, and the average refund is about $3,000 ,  CNN Money reports .  So this time of year, roughly half the country gets a sudden financial windfall. It feels like free money, doesn’t it? All that coin is gonna be burning a hole in your pocket  so bad . It’ll be so tempting to blow it on something fun and extravagant — a beach getaway, a crankin’ home theater system, maybe that sweet new phone you’ve been eyeing. Fly out to Coachella or Bonnaroo for some live music. New clothes, new shoes. You totally deserve it , whispers the devil o

<<Click Her to continue downloading>> Share on Facebook   Share on Pinterest LISA MCGREEVY MARCH 21, 2018 Tina Russell/The Penny Hoarder DISCLOSURE: Some of the links in this post are from our sponsors. We’re letting you know because it’s what  Honest Abe  would do. After all, he is on our favorite coin. Are you baffled by phrases like “401(k) rollover” and “debt-to-income ratio?” Do your eyes glaze over when it comes to budgeting? You’re definitely not alone. No one is born clutching a glossary of financial terminology, so there’s no reason to feel weird when you’re mystified by the nuances of money management. Fortunately, if you’ve got a smartphone, you practically have a financial planner in your pocket. 7 Apps That Help You Manage Your Money Like a Pro You could always take a class on personal finance to learn ways to wrangle your money wisely, but who’s got time for that? Instead, download these money management

TYLER OMOTH MARCH 21, 2018 People sit in the cheap seats during a Tampa Bay Rays baseball game inside Tropicana Field on Thursday, August 25, 2017 in St. Petersburg, Florida. Tina Russell/The Penny Hoarder DISCLOSURE: Some of the links in this post are from our sponsors. We’re letting you know because it’s what  Honest Abe  would do. After all, he is on our favorite coin. It’s my favorite season. Baseball season! I know, I know. Not everyone gets it. The average length of a baseball game was three hours and five minutes in 2017,  according to Sports Illustrated . For some people, that’s just a little too… oh look, a squirrel! Not me.  Here’s the best part: Baseball is a relaxing game.  You can watch every pitch if you want to, or you can have it on while you split your attention with other things — like, say, your finances! Get a Financial Boost Before the Game Is Over With that in mind, here’s our lineup of things you could do while watching a baseb

NICOLE DOW FEBRUARY 26, 2018 Kate Torgersen of Lafayette, Calif., founded her company, Milk Stork, with her father Mike Torgersen in 2014. Milk Stork helps working mothers pack and ship their pumped breast milk when they’re away from their little ones. Eric Kayne for The Penny Hoarder Kate Torgersen came up with the idea for her company after facing a difficult working-mom challenge. The married mother of three had to travel for work back in 2014 when her twins were about 7 months old and still relied on her to produce breast milk for them. Figuring out how to package and ship two gallons of pumped milk or travel through airport security with the liquid gold — all while making sure it stayed cool and didn’t leak — was a major struggle. That’s was when it hit her: There had to be a better way. Thus,  Milk Stork  was born. A Solution for Business-Savvy Moms Who Nurse Kate Torgersen works with her father and business partner, Mike Torgersen, on February 3, 201